I started working in the financial services industry in 1986 working for 12 years for the CIS advising on pensions, mortgages, insurance and investments. Financial services regulation arrived in the late 80’s with LAUTRO which was soon replaced with the FSA.
During my time with the CIS I studied for and obtained my financial planning certificates 1, 2 and 3 and later my certificate of Mortgage advice and practice (CEMAP.) Having felt I needed a change in my life I left the CIS in 1998 and decided to move to the sunnier climes of Spain. I worked for 2 years in the tourist industry before being offered a position (back to my roots) as a mortgage advisor in early 2001. I worked for Green Independent giving mortgage, insurance and investment advice from when they first opened for business until the crash in 2008.
At this point I moved to work for Capital financial Partners, again providing Spanish mortgages for the ex pats. As the crash deepened the mortgage business got less and less until in 2011 CFP ceased trading. At this point I worked for myself on a self employed basis providing mortgages and insurances. However the tough climate and rock bottom Spanish property market made it very difficult to earn a living and in early 2013 I returned to the UK to work as an independent UK mortgage broker working for a company called Brilliant Money. Although this went well I always knew Spain was my home and was very happy at the end of 2015 to be back in the sun doing the job I do best.
I have a wealth of experience and know Spanish mortgages and Spanish systems very well. I love the Spanish people, their culture, their food and of course their weather. I look forward to helping people realise their dreams and making them a reality.Send an Email