Ronald Kubiak

Alternative Residential Consultant & Mortgage Consultant

Ronald is a German citizen who studied in the U.K and went to University in Zagreb and Wroclaw.

He then worked as the assistant of the Consul in the Embassy of Yugoslavia (SFRJ) in Caracas Venezuela.

After the demise of Yugoslavia, Ronald stayed in Venezuela and the Caribbean region for 17 years working in the mining Industry for the Canadian Company, Placer Dome.

Ronald returned to Europe in 2005 and continued in the Jewellery and precious metal industry in which he got involved with the finance and Investment business in Spain.

He joined Fluent Finance Abroad towards the end of 2014 as a Spanish mortgage consultant and together with Marc set up the alternative lending platform from which he bought his wealth of contacts obtained over many years. He is highly skilled at finding lending solutions for clients who do not fulfil the normal high street banking criteria but have sufficient equity and viable short term plans.

Given Ronald’s ability to speak fluently in six Languages he is able to assist clients in German, Spanish, English, Russian, Polish and French meaning he can help clients whose English or Spanish is not sufficient to understand the complex legal terms and conditions a mortgage contract entails.

Ronald has gathered a lot of experience and is well versed in communicating to the individual applicants exactly how a Spanish mortgage should function and has proved himself to be an invaluable member of the FFA team.

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