Welcome to Fluent Finance Abroad
'An investment in knowledge pays the best interest.' Benjamin Franklin
We specialise in Spanish mortgages, finding for our clients the most appropriate form of finance to purchase their dream home overseas, whether it is a holiday home or purely for investment purposes. Our team of UK Qualified Financial Advisers (FPC) and Mortgage Professionals (CeMap) will assist clients with the complex decision process. Fluent Finance Abroad are proud to be 100% independent!
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(+34) 952 85 36 47
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Priding ourselves on being 100% independent when it comes to sourcing mortgage solutions for our clients.
Offering a wide range of competitive insurance packages including – Home & contents, Vehicle, Private Medical, Life, Pet and Commercial.
As qualified financial advisers we are in a position to understand your financial planning needs and assist you with specialist solutions
FFA are in an ideal position to advise banking clients of which banks are really the safest and more client friendly .
“Being able to communicate well with lenders and clients is essential to this business.”
Marc Elliott is the British expat and brains behind Fluent Finance Abroad, the mortgage specialists based in San Pedro de Alcántara, Marbella.
Providing clients with the most appropriate form of finance to purchase their dream home abroad, Marc – being half Spanish – has taken to life on the Costa del Sol like the proverbial duck to water… read more
Fluent Finance Abroad
Our aim is to find the most appropriate and cost effective property finance which work for the long term.
Fluent Finance Abroad have been able to secure prefered lending loan to values as well as lower than the norm interest rate.
We cater for all nationalities wishing to purchase a home in Spain and have different Spanish mortgage solutions enabling us to do so.
What our Clients say
“Having decided to purchase a holiday home in Marbella, our UK solicitor quickly introduced us to Marc and the Fluent team as a trusted partner for providing Euro/Spanish mortgages. From the outset, we found Marc and the team to be very enthusiastic, helpful and nothing was too much trouble. He provided excellent guidance on the problems with using a UK mortgage on a Spanish asset and worked very hard to obtain a suitable product with an acceptable LTV and interest rate. I have no hesitation in recommending the team and should we need to move mortgage providers in the future, we will certainly know where to go!
Paul W, Cheshire UK – February 2016
Living and owning a property in Spain for over 10 years we thought we knew the system, but after 6 months of knock backs we are so glad we finally chose Fluent Finance Abroad to help us secure a mortgage for our home. We had been around most of the major banks, including our own, but no luck. With a complicated income history, not so straightforward villa purchase, and time running out, Marc had to pull out all the stops. He was very professional, helpful, and patient, giving us guidance on all the necessary documents required every step of the way. As always the process was not easy but Marc made it as stress free as possible, liaising on our behalf with the bank, our lawyer and anything the sellers put in front of us. Well worth the money, just wish we had done it earlier! read more
Sameer Dave – January 2016
Dear Alison, I would like to say that your help has been invaluable and made the process very simple. I’ll certainly be recommending your services to any friends who are looking to purchase. read more
JM, January 2016
We employed the services of Marc Elliot de Lama and Fluent Finance Abroad to arrange two mortgages for us in Spain at a point when we were not resident in Spain. Marc went above and beyond in overcoming obstacles and persevering, even when at several points it seemed like the larger of the two purchases would fall through due to the selling bank repeatedly moving the goal without reason. We were very pleased with the outcome and have no hesitation in recommending Marc’s services. read more
– A & J Nicolas, January 2016
Although very experienced in UK property transactions, buying a flat in Spain really can be complex and riddled with bureaucracy.
Marc and his team however made a mammoth task seem very simple, patiently and clearly guiding us every step of the way, dealing with problems before we even knew about them, and all the while offering a particularly highly professional level of service. read more
– Nick, Cheshire September 2015
Having bought and sold many properties in the convoluted mortgage market in the United States, I didn’t assume for one minute that Spain would be a “cake-walk”, so I started one year in advance attempting to refinance my holiday residence in Marbella….solo.
– Karen Stephenson August 2015
I have recently used Fluent Finance for the purchase of my property in the Costa Del Sol. They have made the whole experience very stress free and have been professional at all times.
I would highly recommend there services to anyone and have been totally satisfied. read more
– Samantha Dunn 8th July 2015
From the moment my fiancé and I met Karl Quane from Fluent Finance Abroad, we knew we were in the right hands.
Buying an overseas property can be full of ups and downs, but having someone to handle the mortgage requirement, who is professional and truly understands the environment, made the process much smoother than we expected. read more
– Sara Masrtiforte & Neil Egerton April 2015
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Latest from the Blog
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This article originally appeared on YourViva.com October 26th 2015 Marc Elliott is the British expat and brains behind Fluent Finance Abroad, the mortgage specialists based in San Pedro de Alcántara, Marbella.Providing clients with the most appropriate form of finance to purchase their dream home abroad, Marc – being half Spanish – has taken to life […]
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