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    Spanish Mortgage Solutions
    The best range of mortgage solutions
    available for clients abroad.
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    A wide selection of policy options
    saving you time and money!
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    Alternate Residential Lending
    See our alternative lending platform
    based on application merits and circumstances.

Welcome to Fluent Finance Abroad

'An investment in knowledge pays the best interest.' Benjamin Franklin

We specialise in Spanish mortgages, finding for our clients the most appropriate form of finance to purchase their dream home overseas, whether it is a holiday home or purely for investment purposes. Our team of UK Qualified Financial Advisers (FPC) and Mortgage Professionals (CeMap) will assist clients with the complex decision process. Fluent Finance Abroad are proud to be 100% independent!

Contact us at info@fluentfinance.com or give us a call (+34) 952 85 36 47

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Priding ourselves on being 100% independent when it comes to sourcing mortgage solutions for our clients.


Offering a wide range of competitive insurance packages including – Home & contents, Vehicle, Private Medical, Life, Pet and Commercial.

Financial Advice

As qualified financial advisers we are in a position to understand your financial planning needs and assist you with specialist solutions

Banking Issues

FFA are in an ideal position to advise banking clients of which banks are really the safest and more client friendly .

Marc Damian Elliott de Lama

“Being able to communicate well with lenders and clients is essential to this business.”

Marc Elliott is the British expat and brains behind Fluent Finance Abroad, the mortgage specialists based in San Pedro de Alcántara, Marbella.

Providing clients with the most appropriate form of finance to purchase their dream home abroad, Marc – being half Spanish – has taken to life on the Costa del Sol like the proverbial duck to water… read more

Marc Damian Elliott de Lama

Fluent Finance Abroad

Our aim is to find the most appropriate and cost effective property finance which work for the long term.

Fluent Finance Abroad have been able to secure prefered lending loan to values as well as lower than the norm interest rate.

We cater for all nationalities wishing to purchase a home in Spain and have different Spanish mortgage solutions enabling us to do so.

About us

What our clients say


A brief introduction to our professional team here at Fluent Finance Abroad, the best mortgage and financial advisors on the Costa del Sol

  • Marc Damian Elliott de Lama – FPC CeMAP

    Independent Spanish Mortgage Consultant & IFA

  • Karl Quane

    Senior Independent Spanish Mortgage Consultant & IFA

  • Ainara Anacabe Zalbidegoitia

    Spanish Mortgage Co-ordinator

  • Alison Lowther de Cotta

    Independent Spanish Mortgage Consultant & IFA

  • Philippe Fabri – FPC CeMAP

    Independent Spanish & UK Mortgage Consultant & IFA

  • Stuart Weeks

    Independent Spanish Mortgage Consultant & IFA

  • Ronald Kubiak

    Alternative Residential Consultant & Mortgage Consultant

  • Antonio Arbona Ramón

    Business 2 Business Consultant

Do you need a Spanish Mortgage or Financial Advice?
Feel free to get in touch and we will get back to you as soon as possible.

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